Hi my name is Ryan Coley and I have been a mortgage professional for 7 years. I help borrowers obtain financing to purchase a home or refinance their existing mortgage. Our team at Guild Mortgage works to secure the best possible rates and terms for our clients and we guide them through the mortgage application process. This includes helping borrowers understand their credit score and how it affects their ability to qualify for a loan. Additionally, we provide advice on the type of mortgage that best suits the borrower's financial situation and long-term goals. Ultimately, our goal is to help our clients navigate the complex world of mortgages and find the best possible financing option for their needs.